Platinum Checking

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Platinum Checking Account

Communication Federal Credit Union offers several great checking account options. Some great features of the Platinum Checking Account include:

  • Designed for those who maintain a higher checking balance and want the most from their credit union relationship
  • No minimum balance
  • Unlimited check writing
  • $10 monthly service charge; waived if $1,000 is maintained in the account at all times or if primary member is over age 60
  • FREE CFCU branded checks (up to 4 boxes per year)
  • FREE CU OnLine & Starline services
  • FREE CU OnLine Bill Pay
  • Unlimited FREE counter withdrawals
  • 2 FREE ATM/Check Cards
  • Unlimited FREE transactions at all CFCU or ATM Zone ATMs
  • 10 FREE foreign transactions per cycle
  • FREE eStatements
  • 5 FREE Cashier's Checks per month
  • 1 year FREE safe deposit box rental and 25% discount on yearly box rental (3x5 size; credit given for larger boxes) limited to location and availability
  • A Bonus Rate on certificates and loans
  • Dividends paid monthly on the daily balance when it exceeds $1,000
  • Honor Pay available with $500 per month direct deposit*

To open a Platinum Checking account, a member must have at least $5 in a regular share account. A minimum opening deposit of $1,000 is required, but there is no minimum balance required. However, if a balance of $1,000 is not maintained in the account or the primary member is not over age 60, the standard monthly service charge of $10 will apply.

To receive Honor Pay, your account must be maintained in good standing. Direct deposit of at least $500 must be maintained for two consecutive months.